8 Frugal Wins and 2 Frugal Fails

This week had so many frugal wins! I’ve been in super decluttering and minimising mode so have make some extra pennies from selling old clothes and received my biggest dividend paycheque to date!   EIGHT FRUGAL WINS! I received dividends from Vanguard ETF. I reinvested them and increased my shareholding by 2 shares. Sold 3…

August Net Worth & Spending: -$3,230 NW

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ August has been a good and much calmer month than crazy July: I went on a long-weekend getaway for my birthday to Hobart (Tasmania) with Mr. Piggybanks, tried a scallop pie and smoked eel for the first time (Tasmanian specialities), changed jobs,…

5 Frugal Wins and 3 Frugal Fails

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ This week was a lot of fun and very eventful! One of my closest friends came to visit Sydney and stayed with me for the week, my gym class attendance increased and my fitness improved. The ultimate win this week was the…

3 Frugal Wins and 1 Frugal Fail

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ Inspired by my favourite Youtube Vlogger, Budget Girl, I’m starting a new weekly series. At the end of every week I’ll be sharing my Frugal Wins and Fails that happened during the week with you.   THREE FRUGAL WINS! ONE: I brought…

June EOFY Net Worth & Spending: -$8,435 NW

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ I am SO excited to write this post, you guys have no idea. End of Financial Year has come – the Christmas of personal finance! To see how previous months spending and net worth is, click here.   This has been my most…

The Top 5 Money Lessons My Frugal Parents Taught Me

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ After reflecting on the money lessons I wish I knew or at least wish I listened to at age 18, I decided to share some financial wisdom which my parents instilled at me while growing up. I am lucky enough to have…

The 5 Money Lessons I Wish I Knew At 18 Years of Age

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ Inspired by my favourite frugal vlogger, Budget Girl, I’m sharing with you the 5 money lessons that I wish I knew at 18 years old, which would have put me in a MUCH better financially position in the 8 years that have…

The True Cost of Having a Job: Is it really worth working the 9-5?

Just earlier today the Fair Work Commission announced it had increased the Australian minimum wage by 3.3% for the new financial year to $18.29 per hour. This piece of information would normally go unnoticed by me as I’m now a professional adult with a professional office job in professional corporate clothes, moving up in the world. I’m…

Why I’m not repaying my student debt, and you shouldn’t too.

As an avid follower of personal finance, frugal and debt-reduction vloggers, one of the hot topics of the Personal Finance Youtube space is the challenges of paying off student debt and the woes of the living with debt shackles which come with such high debt when you’re fresh out of uni and working on minimum…

Are your friendships breaking the bank?

One of Mr. Piggybanks’ friends recently returned from a three week work trip in Israel and came over to our place for drinks for a long-overdue catchup.   Having gotten to know his Israeli colleagues while on this work trip, cultural and social practices stood out like a sore thumb in contrast to what he…