How to… Track your spending 101

For new and existing readers, this is my journey as an anonymous Australian blogger progressing from -$20,000 net worth in Nov 2016 to financial independence. Scroll to the bottom of the page and hit subscribe to stay posted! This COVID-19 lockdown period has shone a light on how a short-term shut down of the economy…

April Net Worth & Spending: +$66,747

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   The last time I posted was exactly a month ago when the coronavirus crisis was still in its early stages. We’re…

May Net Worth & Spending: +$19,157

These past few months have gone by so quickly and we’re already nearly halfway through the year. It’s been a great year for adventure and there’s nothing quite like the excitement of starting all over again from scratch. This May was filled with travel: flying back home for a surprise visit and having friends visit…

November Net Worth & Spending: +$1,403 NW

Another consecutive month of positive net worth! Click here for all Net Worth posts. My favourite time of the month is running over all my spending and seeing how far I’ve come in the year that I’ve been blogging – financially and mentally. I get so much satisfaction by holding myself accountable for my progress…

October Net Worth & Spending: +$571 NW

Since starting this blog in November 2016, I’ve increased my net worth by $20,500. And now, for the first time in my adult life I am worth positive net worth!! Let’s take a moment to celebrate! October just flew by and was very busy decluttering, minimising, working (like crazy) and getting prepared to relocate to Melbourne….

8 Frugal Wins and 2 Frugal Fails

This week had so many frugal wins! I’ve been in super decluttering and minimising mode so have make some extra pennies from selling old clothes and received my biggest dividend paycheque to date!   EIGHT FRUGAL WINS! I received dividends from Vanguard ETF. I reinvested them and increased my shareholding by 2 shares. Sold 3…

September Spring Cleaning: Minimalism Challenge Final Day 10

Follow the blog at the bottom of the page to hear more about Minimalism! The September Spring Cleaning Challenge is finally done! Mid-September, I had a mild panic attack about my Sydney to Melbourne relocation coming up in 3 months as I had no preparation done. I didn’t want to end up reaching December with…

7 Frugal Wins and 1 Frugal Fail

This week was my long weekend mini-vacation to Melbourne – the Hipster Capital of Australia – to spend time with my close friend and see the Christian Dior 70 Year Anniversary exhibition. While the trip was never intended to be a frugal trip, I still managed to sneak in some frugal wins!   SEVEN FRUGAL…

September Net Worth & Spending: -$2,621 NW

Like the monthly net worth updates? Follow The Earnest Addiction at the bottom of the page! Ohhh my what an unexpectedly SPENDY month! Unfortunately it was all me. Every single dollar spent was by me. While it was very spendy, I made some big achievements including decluttering and writing a record 11 posts in a month…

September Spring Cleaning: Minimalist Challenge Day 9

Want to hear more about Minimalism and Frugality? Follow The Earnest Addiction by subscribing at the bottom of the page! This September I started a 10 Day Minimalist Challenge to kick-start the decluttering for my relocation to Melbourne. If you are new to my blog, start reading about it here. I spent most of the long weekend in…

4 Frugal Wins and 2 Frugal Fails

Like the blog? Subscribe to The Earnest Addiction at the bottom of the page!   I went a bit wild this week with spending. I bought a Dyson vacuum cleaner, new shoes, new clothes, a book and also travelling to Melbourne soon for a weekend getaway. Even though I’m very happy with all my purchases,…

5 Frugal Wins and 1 Frugal Fail

Don’t get FOMO! Subscribe to The Earnest Addiction at the bottom of the page! This week has been a big improvement on previous weeks. As I’ve recovered from the flu, my convenience spending and frugal fails has decreased!   FOUR FRUGAL WINS! Had breakfast at work everyday and brought lunch to work 4 days this…