May Net Worth & Spending: +$38,390

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   May was my month of recovery and self-care – there were major changes and realisations in my career and in life….

10 Lessons I’ve Learned after 2 Years into my FI Journey

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   It’s been just over 2 years since I started my journey to financial independence and it’s been one of the best…

5 Frugal Wins and 2 Frugal Fails

5 FRUGAL WINS My friend told me about a new ride share app called Didi. I signed up and received 4x $5 vouchers and also receive 30% off. Instead of using Uber, I took a Didi to the train station ($10) and then a public transport airport shuttle bus ($20) to the airport. A much…

April Net Worth & Spending: +$36,890

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   April was quite a month! I keep thinking there will be a month where I struggle to find something interesting to…

6 Frugal Wins and 2 Frugal Fails

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   6 FRUGAL WINS I purchased return flights to Perth to visit family for a long weekend, paid entirely with points. The return…

5 Frugal Wins and 1 Frugal Fail

5 FRUGAL WINS I received quarterly dividends from my Vanguard shares worth $291 AUD. They are automatically reinvested so now I have an additional 4 shares which will in turn produce income. I received a free coffee from my local cafe as I had a fully stamped loyalty card. Gave a pair of designer shoes…

10 Frugal Beauty Tips to Prevent Ageing

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   It’s only a few months away until I reach 29 years old and just over a year until I’m 30. In the…

4 Frugal Wins and 1 Frugal Fail

4 FRUGAL WINS I did a social media detox following my email detox (subscribing to marketing communications) where I unsubscribed and unfollowed pages and groups which cluttered my feed. My newsfeed has since become much more interesting, filled with groups I actually like to follow and read about rather than tabloid junk. I have a…

March Net Worth & Spending: +$33,305

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   Hi there – it’s been a while. Last time I posted my net worth was in early December. Safe to say that…

5 Frugal Wins and 1 Frugal Fail

5 FRUGAL WINS I did a digital detox and unsubscribed to all marketing emails and deleted apps on my phone which didn’t give me value. I paid $1.50 for iCloud storage and saved 20 GB of photos from my phone, removing a lot of wasted space and speeding up my phone. My leather wallet started…

5 Frugal Wins and 2 Frugal Fails

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   5 FRUGAL WINS I sold a bag on eBay for $80. This bag had been rarely used and collecting dust for many…

November Net Worth & Spending: +$26,584

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted! It’s only 3 weeks until Christmas and exactly a month until 2019, so I’ve been reminiscing over the past year and what I…