6 Frugal Wins and 0 Frugal Fails

This week was relatively quiet. Lockdown restrictions in Melbourne have eased and life is returning to a somewhat normal pace now. However the impacts are being seen – in the CBD the streets are quiet and many shops have ‘For Lease’ signs on them after the tenant went under. When government support ends in March…

7 Frugal Wins and 2 Frugal Fails

This past week has been abundant in frugal wins. Since lockdown restrictions eased, I’ve run around doing errands and ticking off the big list of things I had to put on hold for the past 4 months. 7 FRUGAL WINS I had a long overdue dentist appointment on the weekend for a clean. It was…

October Net Worth & Spending: +$108,373

What a rollercoaster year 2020 has been. It’s early November as I write this in my living room in Melbourne, Australia. The COVID restrictions have eased in the past week – no more curfew, retail shops, cafes and restaurants are back open, and soon an end to the 25km travel distance limit. There are barely…

How to… Track your spending 101

For new and existing readers, this is my journey as an anonymous Australian blogger progressing from -$20,000 net worth in Nov 2016 to financial independence. Scroll to the bottom of the page and hit subscribe to stay posted! This COVID-19 lockdown period has shone a light on how a short-term shut down of the economy…

July Net Worth & Spending: +$43,156

Happy new financial year! The month of July was a great one! What did I get up to? After years of stress in a toxic work environment, I bid so long and farewell to my old job and started a new exciting job I got a pay rise! I had a week break in between…

EOFY June Net Worth & Spending: +$40,241

A wild year in review. June isn’t just the end of a financial year come and gone, it’s represents a big chapter closed. It was a giant year for learning some major life lessons: I learnt that we truely accept the love we think we deserve, in my case, it was from friendships and colleagues….

May Net Worth & Spending: +$38,390

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   May was my month of recovery and self-care – there were major changes and realisations in my career and in life….

10 Lessons I’ve Learned after 2 Years into my FI Journey

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   It’s been just over 2 years since I started my journey to financial independence and it’s been one of the best…

5 Frugal Wins and 2 Frugal Fails

5 FRUGAL WINS My friend told me about a new ride share app called Didi. I signed up and received 4x $5 vouchers and also receive 30% off. Instead of using Uber, I took a Didi to the train station ($10) and then a public transport airport shuttle bus ($20) to the airport. A much…

April Net Worth & Spending: +$36,890

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   April was quite a month! I keep thinking there will be a month where I struggle to find something interesting to…

10 Frugal Beauty Tips to Prevent Ageing

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   It’s only a few months away until I reach 29 years old and just over a year until I’m 30. In the…

4 Frugal Wins and 1 Frugal Fail

4 FRUGAL WINS I did a social media detox following my email detox (subscribing to marketing communications) where I unsubscribed and unfollowed pages and groups which cluttered my feed. My newsfeed has since become much more interesting, filled with groups I actually like to follow and read about rather than tabloid junk. I have a…