5 Frugal Wins and 2 Frugal Fails

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   5 FRUGAL WINS I sold a bag on eBay for $80. This bag had been rarely used and collecting dust for many…

November Net Worth & Spending: +$26,584

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted! It’s only 3 weeks until Christmas and exactly a month until 2019, so I’ve been reminiscing over the past year and what I…

6 Frugal Wins and 4 Frugal Fails

6 FRUGAL WINS I was stuck on how to clean an intricate and delicate ring and managed to get creative with a clean mascara spoolie wand and gentle soap to clean it. No special chemicals or cleaning required. I was about to throw out a dead-looking orchid plant a couple of weeks ago but then…

Top 5 Minimalist Lessons from Living in a Hotel

  At the beginning of this year when I relocated from Sydney to Melbourne, I was provided with free accommodation for a month in a self-serviced apartment. I had decluttered almost all my belongings and everything I owed consisted on a couple of large suitcases of clothes and some basic furniture which was being shipped…

October Net Worth & Spending: +$25,108

October was quite a month and I reached a number of personal milestones. I worked hard to get my ‘mojo’ back and into the swing of daily routines to get back to feeling my best. I wrote 10 blog posts in one month, the most I’ve written in a long time. I decluttered my room…

6 Frugal Wins and 4 Frugal Fails

6 FRUGAL WINS While I had gastro last week, I have visited the doctors 3 times. Aside from the $30 registration fee for the clinic, I have paid $0 on doctors fees as the clinic bulk bills the costs (thanks Medicare and free health cover). I was gifted a new personalised notepad for setting my…

10 Day Decluttering Challenge: Day 2 – Day 5

Today was one of the most productive days I’ve had in the past week. Mainly because I’ve been bedridden for the past few days with a virus and been itching to have the energy to do something other than sleep or stay in bed and watch ‘How I Met Your Mother’. I went on an…

10 Day Decluttering Challenge: Day 1

Today I’m starting a decluttering challenge, because simply put, I’m sick and tired of dusting off dust bunnies from things I don’t use or value anymore. No more knick knacks and no more dust bunnies! I’ve done these challenges before¬†which almost always is triggered by a sense of frustration that things are accumulating and gathering…

6 Frugal Wins and 1 Frugal Fail

6 FRUGAL WINS I received the last quarterly dividends of the year, totalling $262 in dividends. Of course, these were automatically re-invested to buy more shares. Anything to help that eight wonder of the world (compounding interest). I automated my payments further every month after payday. I have now split money I’m saving into 50%…

5 Frugal Wins and 1 Frugal Fail

5 FRUGAL WINS My housemate and I had a credit card hiding party. We both took our credit cards out of our wallets and hid them somewhere in the apartment, and vowed that we wouldn’t touch them again, unless in an emergency (i.e. couldn’t afford to pay bills). My bills are still deducted from my…

10 Free Habits for Success & Happiness

This year has been a whirlwind year of ups and downs, new opportunities opening and old chapters closing. The one thing I’ve learned over the year is the positive impact a few free, daily activities which I’ve integrated into a daily routine.¬†These are not just steps I’m writing in an article to post on the…

9 Frugal Wins and 2 Frugal Fails

9 FRUGAL WINS I booked two return domestic flights for a total of $36. The first return trip was 2 economy flights and the second was business class there, and economy on the way back paid entirely in frequent flyer points. The best $36 I’ve ever spent, saving me thousands of dollars, especially for peak…