June EOFY Net Worth & Spending: -$8,435 NW

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ I am SO excited to write this post, you guys have no idea. End of Financial Year has come – the Christmas of personal finance! To see how previous months spending and net worth is, click here.   This has been my most…

The Top 5 Money Lessons My Frugal Parents Taught Me

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ After reflecting on the money lessons I wish I knew or at least wish I listened to at age 18, I decided to share some financial wisdom which my parents instilled at me while growing up. I am lucky enough to have…

The 5 Money Lessons I Wish I Knew At 18 Years of Age

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ Inspired by my favourite frugal vlogger, Budget Girl, I’m sharing with you the 5 money lessons that I wish I knew at 18 years old, which would have put me in a MUCH better financially position in the 8 years that have…

May Net Worth & Spending: -$11,804 NW

What a rollercoaster of a month! From travelling through tropical jungles to having a work/life crisis and feeling directionless to having an epiphany to becoming career-driven again and direction-FULL. Good thing I’m a woman because I don’t think any man could manage all those emotional ups and downs and come out alive (and sane).   I reached…

April Net Worth & Spending: -$13,817 NW

The April Net Worth & Spending monthly update is finally here! Better late than never right? Right? Mid-April was the beginning of my annual leave which continued into early May, so the bulk of my travel expenses as well as pre-travel work-stress shopping spree fell into this month. It was a splurgy month and I gave…

The Importance of F***-You Money

Ever wake up and realise suddenly a quarter of the year has already gone and you’ve done nothing but eat, sleep, work, repeat?   The other day I came across the ‘Simples’ Series on ‘The Minimalists’ Youtube channel which animates and narrates the way monotony and conformity creates staleness within our lives. It’s about how we put…

I made my first investment and the world didn’t end.

How do you start investing when there is non-stop talk of overpriced assets, inflated Sydney property prices, the stock market rallying and the ‘end is nigh’ Homers are dinging their doomsday bells in the street? Making my first investment was absolutely terrifying. Thoughts that ran around my mind like a hamster in a hamster wheel were ‘What…

March Net Worth & Spending: -$18,269 NW

That time of the month has come around once again to air my dirty financial laundry and dissect the glorious damage. While it was still a bit of a spendy month, I had some major personal wins: Attended my first Mr. Money Mustache meetup and met some awesome other Mustachians. It felt like a mix…

Shhh! Don’t talk about money!

Today I went to a local MMM catchup and struck up a conversation with a Mustachian who was on the edge of being financially independent and retiring early. I asked him whether he discussed FIRE with friends outside of the MMM community. “No, they’re not comfortable talking about money – it’s just not in the…

February Net Worth & Spending: -$19,891 NW

Today marked the close of a remarkable month for me. One small lifestyle change for Miss Piggy, one giant leap for Miss Piggy’s FIRE goals. This month closed on a fantastic high. The biggest achievement was finishing one whole month of an alcohol-free Dry February, saving my health and wallet. More importantly, not drinking gave me…

How to Save like a Boss

Since starting my FI journey in November 2016 I’ve thought of money and budgeting in a completely different way. Money represents your time and energy which you choose to exchange for things of value to you. Every month, our paycheque becomes a transaction where we get paid by our employer and then we immediately start…