September Net Worth & Spending: -$2,621 NW

Like the monthly net worth updates? Follow The Earnest Addiction at the bottom of the page! Ohhh my what an unexpectedly SPENDY month! Unfortunately it was all me. Every single dollar spent was by me. While it was very spendy, I made some big achievements including decluttering and writing a record 11 posts in a month…

How to Radically Change Your Money Mindset and Build Wealth

Don’t get FOMO! Subscribe to The Earnest Addiction at the bottom of the page! ~~~~~~   As I’ve become better with managing money and more aware of my money mindset, I’ve become more observant to the differences in daily money habits and personality traits of successful, wealthy people compared to poor people.   Money is something…

July Net Worth & Spending: -$4,213 NW

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ July was a month of big achievements and even bigger spending. There were so many highlights to this month that I’ve dot-pointed them out to save your eyes from reading a painfully long essay post. The frugal wins also came with frugal…

June EOFY Net Worth & Spending: -$8,435 NW

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ I am SO excited to write this post, you guys have no idea. End of Financial Year has come – the Christmas of personal finance! To see how previous months spending and net worth is, click here.   This has been my most…

The Top 5 Money Lessons My Frugal Parents Taught Me

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ After reflecting on the money lessons I wish I knew or at least wish I listened to at age 18, I decided to share some financial wisdom which my parents instilled at me while growing up. I am lucky enough to have…

Why I’m not repaying my student debt, and you shouldn’t too.

As an avid follower of personal finance, frugal and debt-reduction vloggers, one of the hot topics of the Personal Finance Youtube space is the challenges of paying off student debt and the woes of the living with debt shackles which come with such high debt when you’re fresh out of uni and working on minimum…

May Net Worth & Spending: -$11,804 NW

What a rollercoaster of a month! From travelling through tropical jungles to having a work/life crisis and feeling directionless to having an epiphany to becoming career-driven again and direction-FULL. Good thing I’m a woman because I don’t think any man could manage all those emotional ups and downs and come out alive (and sane).   I reached…