Frugal February Update No. 2

It’s near the end of the month and end of the Frugal February challenge. The last couple of weeks were less frugal as Mr Piggybanks and I celebrated Valentine’s day and an anniversary however still a few frugal wins to add to the list. Unsubscribed from retailers and brands on Instagram that I no longer…

January Net Worth & Spending: +$130,614

For new and existing readers, this is my journey as an anonymous 30-something Australian blogger progressing from -$20,000 net worth in Nov 2016 to financial independence. Scroll to the bottom of the page and hit subscribe to stay posted! Welcome back to the blog and another monthly update of my net worth and spending. After…

7 Frugal Wins and 2 Frugal Fails

This past week has been abundant in frugal wins. Since lockdown restrictions eased, I’ve run around doing errands and ticking off the big list of things I had to put on hold for the past 4 months. 7 FRUGAL WINS I had a long overdue dentist appointment on the weekend for a clean. It was…

October Net Worth & Spending: +$108,373

What a rollercoaster year 2020 has been. It’s early November as I write this in my living room in Melbourne, Australia. The COVID restrictions have eased in the past week – no more curfew, retail shops, cafes and restaurants are back open, and soon an end to the 25km travel distance limit. There are barely…

Gratitude in the time of the corona-crisis

Life as I know it in Australia changed so dramatically in the past 2 weeks. We have gone from normal, everyday life going to and from work, going out for drinks at a bar with friends and dinner for dates, to being in lockdown in our homes, businesses forcibly shut down, hundreds of thousands of…

5 Frugal Wins and 2 Frugal Fails

Hi everyone! I’ve been missing in action for over six months and I’m not sure where the time went. While I haven’t been posting for a long time, I’ve been in the background still keeping my spending and net worth spreadsheets up to date. Throughout all the life changes over the past 3 years this…

July Net Worth & Spending: +$43,156

Happy new financial year! The month of July was a great one! What did I get up to? After years of stress in a toxic work environment, I bid so long and farewell to my old job and started a new exciting job I got a pay rise! I had a week break in between…

EOFY June Net Worth & Spending: +$40,241

A wild year in review. June isn’t just the end of a financial year come and gone, it’s represents a big chapter closed. It was a giant year for learning some major life lessons: I learnt that we truely accept the love we think we deserve, in my case, it was from friendships and colleagues….

5 Frugal Wins and 1 Frugal Fail

5 FRUGAL WINS I received quarterly dividends from my Vanguard shares worth $291 AUD. They are automatically reinvested so now I have an additional 4 shares which will in turn produce income. I received a free coffee from my local cafe as I had a fully stamped loyalty card. Gave a pair of designer shoes…

November Net Worth & Spending: +$26,584

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted! It’s only 3 weeks until Christmas and exactly a month until 2019, so I’ve been reminiscing over the past year and what I…