December Net Worth & Spending: +$726 NW

This past month has been a crazy month in both spending, celebrating and saying farewell.   December and the year 2017 ended on a high after celebrating Mr. Piggybanks’ big 30th birthday, hanging out with new and old friends, travelling non-stop, saying farewells, enjoying Christmas back at home and bringing in the New Year with…

How to Radically Change Your Money Mindset and Build Wealth

Don’t get FOMO! Subscribe to The Earnest Addiction at the bottom of the page! ~~~~~~   As I’ve become better with managing money and more aware of my money mindset, I’ve become more observant to the differences in daily money habits and personality traits of successful, wealthy people compared to poor people.   Money is something…

August Net Worth & Spending: -$3,230 NW

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ August has been a good and much calmer month than crazy July: I went on a long-weekend getaway for my birthday to Hobart (Tasmania) with Mr. Piggybanks, tried a scallop pie and smoked eel for the first time (Tasmanian specialities), changed jobs,…

3 Frugal Wins and 1 Frugal Fail

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ Inspired by my favourite Youtube Vlogger, Budget Girl, I’m starting a new weekly series. At the end of every week I’ll be sharing my Frugal Wins and Fails that happened during the week with you.   THREE FRUGAL WINS! ONE: I brought…

June EOFY Net Worth & Spending: -$8,435 NW

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ I am SO excited to write this post, you guys have no idea. End of Financial Year has come – the Christmas of personal finance! To see how previous months spending and net worth is, click here.   This has been my most…

The Top 5 Money Lessons My Frugal Parents Taught Me

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ After reflecting on the money lessons I wish I knew or at least wish I listened to at age 18, I decided to share some financial wisdom which my parents instilled at me while growing up. I am lucky enough to have…

The 5 Money Lessons I Wish I Knew At 18 Years of Age

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ Inspired by my favourite frugal vlogger, Budget Girl, I’m sharing with you the 5 money lessons that I wish I knew at 18 years old, which would have put me in a MUCH better financially position in the 8 years that have…

May Net Worth & Spending: -$11,804 NW

What a rollercoaster of a month! From travelling through tropical jungles to having a work/life crisis and feeling directionless to having an epiphany to becoming career-driven again and direction-FULL. Good thing I’m a woman because I don’t think any man could manage all those emotional ups and downs and come out alive (and sane).   I reached…

I made my first investment and the world didn’t end.

How do you start investing when there is non-stop talk of overpriced assets, inflated Sydney property prices, the stock market rallying and the ‘end is nigh’ Homers are dinging their doomsday bells in the street? Making my first investment was absolutely terrifying. Thoughts that ran around my mind like a hamster in a hamster wheel were ‘What…

March Net Worth & Spending: -$18,269 NW

That time of the month has come around once again to air my dirty financial laundry and dissect the glorious damage. While it was still a bit of a spendy month, I had some major personal wins: Attended my first Mr. Money Mustache meetup and met some awesome other Mustachians. It felt like a mix…

College Students: The Original Frugal Pioneers

If you plant pasta and water it with alcohol, a university student will grow. Gone are the days of pulling all nighters, working on the shop floor for peanuts and living in your teenage bedroom in your parents house, however there are some valuable lessons I’m (re-)learning from my university days, courtesy of my university […]