9 Frugal Wins and 1 Frugal Fail

These past couple of weeks, I’ve been learning more about frugality, especially how it can frugality can be a wonderful expression of creativity rather than deprivation. The more I appreciate what I have, the more abundance I see around me and find resourceful ways to get more out of what I already have. 9 FRUGAL…

How to… Track your spending 101

For new and existing readers, this is my journey as an anonymous Australian blogger progressing from -$20,000 net worth in Nov 2016 to financial independence. Scroll to the bottom of the page and hit subscribe to stay posted! This COVID-19 lockdown period has shone a light on how a short-term shut down of the economy…

7 Frugal Wins and 3 Frugal Fails

7 FRUGAL WINS I cancelled my audible membership before the end of the 30 day free trial and still received a free ebook. I don’t use audible that often but have a number of books in my account I’m still listening to. I’ve started to have the attitude of ‘waste not, want not’ before I…

April Net Worth & Spending: +$66,747

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   The last time I posted was exactly a month ago when the coronavirus crisis was still in its early stages. We’re…

March Net Worth & Spending: +$60,134

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   Wow. What a year. What a ‘first quarter’ of the year. First there were the worst bushfires in Australian history which…

7 Frugal Wins and 2 Frugal Fails

These last couple of weeks was a big tick for frugal wins for this millennial when it comes to adulting. With recent break-ins to my garage, global pandemics and increasing unease about my financial situation because the economy has been shut down, my focus has been to put some measures in place to help buffer…

Gratitude in the time of the corona-crisis

Life as I know it in Australia changed so dramatically in the past 2 weeks. We have gone from normal, everyday life going to and from work, going out for drinks at a bar with friends and dinner for dates, to being in lockdown in our homes, businesses forcibly shut down, hundreds of thousands of…

10 Frugal Wins and 1 Frugal Fail

This past month was a big win for frugality and for reduced frivolity. It always feels like money just flies out of my hands and down the drain, and then other times I hit some wins. It’s constant battle to be good with money, so reminding myself that what gets measured gets managed is a…

5 Frugal Wins and 2 Frugal Fails

Hi everyone! I’ve been missing in action for over six months and I’m not sure where the time went. While I haven’t been posting for a long time, I’ve been in the background still keeping my spending and net worth spreadsheets up to date. Throughout all the life changes over the past 3 years this…

July Net Worth & Spending: +$43,156

Happy new financial year! The month of July was a great one! What did I get up to? After years of stress in a toxic work environment, I bid so long and farewell to my old job and started a new exciting job I got a pay rise! I had a week break in between…

EOFY June Net Worth & Spending: +$40,241

A wild year in review. June isn’t just the end of a financial year come and gone, it’s represents a big chapter closed. It was a giant year for learning some major life lessons: I learnt that we truely accept the love we think we deserve, in my case, it was from friendships and colleagues….

May Net Worth & Spending: +$38,390

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   May was my month of recovery and self-care – there were major changes and realisations in my career and in life….