December Net Worth & Spending: +$726 NW

This past month has been a crazy month in both spending, celebrating and saying farewell.   December and the year 2017 ended on a high after celebrating Mr. Piggybanks’ big 30th birthday, hanging out with new and old friends, travelling non-stop, saying farewells, enjoying Christmas back at home and bringing in the New Year with…

How to Radically Change Your Money Mindset and Build Wealth

Don’t get FOMO! Subscribe to The Earnest Addiction at the bottom of the page! ~~~~~~   As I’ve become better with managing money and more aware of my money mindset, I’ve become more observant to the differences in daily money habits and personality traits of successful, wealthy people compared to poor people.   Money is something…

The Top 5 Money Lessons My Frugal Parents Taught Me

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ After reflecting on the money lessons I wish I knew or at least wish I listened to at age 18, I decided to share some financial wisdom which my parents instilled at me while growing up. I am lucky enough to have…

The 5 Money Lessons I Wish I Knew At 18 Years of Age

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ Inspired by my favourite frugal vlogger, Budget Girl, I’m sharing with you the 5 money lessons that I wish I knew at 18 years old, which would have put me in a MUCH better financially position in the 8 years that have…

The True Cost of Having a Job: Is it really worth working the 9-5?

Just earlier today the Fair Work Commission announced it had increased the Australian minimum wage by 3.3% for the new financial year to $18.29 per hour. This piece of information would normally go unnoticed by me as I’m now a professional adult with a professional office job in professional corporate clothes, moving up in the world. I’m…

Why I’m not repaying my student debt, and you shouldn’t too.

As an avid follower of personal finance, frugal and debt-reduction vloggers, one of the hot topics of the Personal Finance Youtube space is the challenges of paying off student debt and the woes of the living with debt shackles which come with such high debt when you’re fresh out of uni and working on minimum…