6 Frugal Wins and 0 Frugal Fails

This week was relatively quiet. Lockdown restrictions in Melbourne have eased and life is returning to a somewhat normal pace now. However the impacts are being seen – in the CBD the streets are quiet and many shops have ‘For Lease’ signs on them after the tenant went under. When government support ends in March…

7 Frugal Wins and 2 Frugal Fails

This past week has been abundant in frugal wins. Since lockdown restrictions eased, I’ve run around doing errands and ticking off the big list of things I had to put on hold for the past 4 months. 7 FRUGAL WINS I had a long overdue dentist appointment on the weekend for a clean. It was…

October Net Worth & Spending: +$108,373

What a rollercoaster year 2020 has been. It’s early November as I write this in my living room in Melbourne, Australia. The COVID restrictions have eased in the past week – no more curfew, retail shops, cafes and restaurants are back open, and soon an end to the 25km travel distance limit. There are barely…

May Net Worth & Spending: +$74,754

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted! We’ve now reached three months since the beginning of the heavy COVID restrictions and life in self-isolation has become normal. Things are…

9 Frugal Wins and 1 Frugal Fail

These past couple of weeks, I’ve been learning more about frugality, especially how it can frugality can be a wonderful expression of creativity rather than deprivation. The more I appreciate what I have, the more abundance I see around me and find resourceful ways to get more out of what I already have. 9 FRUGAL…

How to… Track your spending 101

For new and existing readers, this is my journey as an anonymous Australian blogger progressing from -$20,000 net worth in Nov 2016 to financial independence. Scroll to the bottom of the page and hit subscribe to stay posted! This COVID-19 lockdown period has shone a light on how a short-term shut down of the economy…

March Net Worth & Spending: +$60,134

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   Wow. What a year. What a ‘first quarter’ of the year. First there were the worst bushfires in Australian history which…

November Net Worth & Spending: +$26,584

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted! It’s only 3 weeks until Christmas and exactly a month until 2019, so I’ve been reminiscing over the past year and what I…

6 Frugal Wins and 4 Frugal Fails

6 FRUGAL WINS I was stuck on how to clean an intricate and delicate ring and managed to get creative with a clean mascara spoolie wand and gentle soap to clean it. No special chemicals or cleaning required. I was about to throw out a dead-looking orchid plant a couple of weeks ago but then…

6 Frugal Wins and 2 Frugal Fails

6 FRUGAL WINS The Melbourne Cup (for my international readers, this is the most famous horse race in Australia) was on last week and I had planned to go out to a bar to watch the races. However, the weather was pouring down all day so instead of going out,  I stayed at home in…

5 Frugal Wins and 2 Frugal Fails

This week has been surprisingly costly but mainly because of groceries which is usually my most frugal area. I had some great perks this week like a free 1-hour facial from Lancome and money back from health insurance claims. FIVE FRUGAL WINS! I had a free 1-hour facial from Lancome during my lunch break on…

How to Radically Change Your Money Mindset and Build Wealth

Don’t get FOMO! Subscribe to The Earnest Addiction at the bottom of the page! ~~~~~~   As I’ve become better with managing money and more aware of my money mindset, I’ve become more observant to the differences in daily money habits and personality traits of successful, wealthy people compared to poor people.   Money is something…