May Net Worth & Spending: +$74,754

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted! We’ve now reached three months since the beginning of the heavy COVID restrictions and life in self-isolation has become normal. Things are…

9 Frugal Wins and 1 Frugal Fail

These past couple of weeks, I’ve been learning more about frugality, especially how it can frugality can be a wonderful expression of creativity rather than deprivation. The more I appreciate what I have, the more abundance I see around me and find resourceful ways to get more out of what I already have. 9 FRUGAL…

How to… Track your spending 101

For new and existing readers, this is my journey as an anonymous Australian blogger progressing from -$20,000 net worth in Nov 2016 to financial independence. Scroll to the bottom of the page and hit subscribe to stay posted! This COVID-19 lockdown period has shone a light on how a short-term shut down of the economy…

March Net Worth & Spending: +$60,134

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   Wow. What a year. What a ‘first quarter’ of the year. First there were the worst bushfires in Australian history which…

November Net Worth & Spending: +$26,584

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted! It’s only 3 weeks until Christmas and exactly a month until 2019, so I’ve been reminiscing over the past year and what I…

6 Frugal Wins and 4 Frugal Fails

6 FRUGAL WINS I was stuck on how to clean an intricate and delicate ring and managed to get creative with a clean mascara spoolie wand and gentle soap to clean it. No special chemicals or cleaning required. I was about to throw out a dead-looking orchid plant a couple of weeks ago but then…

6 Frugal Wins and 2 Frugal Fails

6 FRUGAL WINS The Melbourne Cup (for my international readers, this is the most famous horse race in Australia) was on last week and I had planned to go out to a bar to watch the races. However, the weather was pouring down all day so instead of going out,  I stayed at home in…

5 Frugal Wins and 2 Frugal Fails

This week has been surprisingly costly but mainly because of groceries which is usually my most frugal area. I had some great perks this week like a free 1-hour facial from Lancome and money back from health insurance claims. FIVE FRUGAL WINS! I had a free 1-hour facial from Lancome during my lunch break on…

How to Radically Change Your Money Mindset and Build Wealth

Don’t get FOMO! Subscribe to The Earnest Addiction at the bottom of the page! ~~~~~~   As I’ve become better with managing money and more aware of my money mindset, I’ve become more observant to the differences in daily money habits and personality traits of successful, wealthy people compared to poor people.   Money is something…

6 Frugal Wins and 2 Frugal Fails

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ Another week of Frugal Wins and Frugal Fails! This is the second week writing about frugal things and find it’s helping me keep me on track with my spending. More posts = more accountability! SIX FRUGAL WINS! I packed a lunch for…

The Top 5 Money Lessons My Frugal Parents Taught Me

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ After reflecting on the money lessons I wish I knew or at least wish I listened to at age 18, I decided to share some financial wisdom which my parents instilled at me while growing up. I am lucky enough to have…

The 5 Money Lessons I Wish I Knew At 18 Years of Age

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ Inspired by my favourite frugal vlogger, Budget Girl, I’m sharing with you the 5 money lessons that I wish I knew at 18 years old, which would have put me in a MUCH better financially position in the 8 years that have…