I’m Kicking Myself

After completing a very disciplined and frugal February, I’m kicking myself for splurging last night. What started off as a catchup over a quiet drink after work ended up being a great catchup over many, many cocktails and stumbling back home in a fuzzy stupor. The great night came with a big shock in the morning as…

5 Frugal Food Things

We’re a week into March and so far and I’m determined to tackle my biggest expense – Enter Miss Piggy v Take-Away, Round 1. Here are 5 things I’ve done since the beginning of March to cut down this major expense: Bought breakfast porridge sachets to keep at the office Having breakfast prepared at the office…

It Takes Two to Tango to Financial Independence

  Ever heard of the quote “you are the average of the five people you surround yourself with”? Simply, the people that you spend most of your time with will determine your personal success. Your financial habits and lifestyle choices are influenced by your social circle, whether they are partners, friends or family. Here’s a quick exercise –…

February Net Worth & Spending: -$19,891 NW

Today marked the close of a remarkable month for me. One small lifestyle change for Miss Piggy, one giant leap for Miss Piggy’s FIRE goals. This month closed on a fantastic high. The biggest achievement was finishing one whole month of an alcohol-free Dry February, saving my health and wallet. More importantly, not drinking gave me…

Follow your Dreams but Know the Cost

There is a price to pay for everything in life. Success has a price tag. Living paycheque to pay cheque is taxing. Creativity has a cost. Overall your dreams come at a price. What price are you willing to pay to follow your creative dreams? What price are you willing to pay to not follow…

How to Save like a Boss

Since starting my FI journey in November 2016 I’ve thought of money and budgeting in a completely different way. Money represents your time and energy which you choose to exchange for things of value to you. Every month, our paycheque becomes a transaction where we get paid by our employer and then we immediately start…

Cutting the Crap: Alcohol-Free Weekend No. 3

Read my first post about my alcohol-free February here.   Both Mr. Piggybanks and myself embarked on a no-alcohol Dry February at the beginning of this month. His reasons were centred around health and fitness in the lead up to a sports competition, while mine were around getting control of my free time and finances in…

January Net Worth & Spending: -$21,211 NW

Every month, it generally goes like this: But then all good intentions usually die after the first week of payday: And then the final realisation: JANUARY SPENDING: The Breakdown This month there was a slight drop in spending and expenses by just under $100, however expenses still rallied high as I went on a number…

Where did all my money go?

I was talking to a colleague this week about what she had planned for her up-coming Australia Day and annual leave holidays. For one of her holidays, she was organising a weekend get-away for her boyfriend’s birthday and for the other days off there were back-to-back exciting adventurous activities from paint-balling, dinners with friends ($100…