6 Frugal Wins and 5 Frugal Fails

Annnnddd I’m back! It’s been a while, frugal friends. These frugal wins and fails are an accumulation of the past couple of weeks as I haven’t had a chance to post more regularly.   SIX FRUGAL WINS! Bought return flights for Christmas using Frequent Flyer points and the only was was a $158 booking fee….

October Net Worth & Spending: +$571 NW

Since starting this blog in November 2016, I’ve increased my net worth by $20,500. And now, for the first time in my adult life I am worth positive net worth!! Let’s take a moment to celebrate! October just flew by and was very busy decluttering, minimising, working (like crazy) and getting prepared to relocate to Melbourne….

5 Frugal Wins and 2 Frugal Fails

This week has been surprisingly costly but mainly because of groceries which is usually my most frugal area. I had some great perks this week like a free 1-hour facial from Lancome and money back from health insurance claims. FIVE FRUGAL WINS! I had a free 1-hour facial from Lancome during my lunch break on…

September Spring Cleaning: Minimalist Challenge Days 1 – 6

You know you want to! Subscribe to The Earnest Addiction at the bottom of the page! This September I’ve starting a 10 Day Spring Cleaning Minimalist Challenge to prepare myself for my Melbourne relocation in 3 months time. It’s time to declutter and purge all my unwanted, unused items that are accumulating dust bunnies and space….

5 Frugal Wins and 3 Frugal Fails

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ This week was a lot of fun and very eventful! One of my closest friends came to visit Sydney and stayed with me for the week, my gym class attendance increased and my fitness improved. The ultimate win this week was the…

6 Frugal Wins and 2 Frugal Fails

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ Another week of Frugal Wins and Frugal Fails! This is the second week writing about frugal things and find it’s helping me keep me on track with my spending. More posts = more accountability! SIX FRUGAL WINS! I packed a lunch for…

3 Frugal Wins and 1 Frugal Fail

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ Inspired by my favourite Youtube Vlogger, Budget Girl, I’m starting a new weekly series. At the end of every week I’ll be sharing my Frugal Wins and Fails that happened during the week with you.   THREE FRUGAL WINS! ONE: I brought…

My New, Mid-Year FY17/18 Financial Goals

Follow The Earnest Addiction by subscribing at the bottom of the page! ~~~~~~ Now we’re in August, can you believe almost two thirds of the year is gone? One of my favourite things to do mid-year is to review what my original New Year’s resolutions where and whether or not I have stuck to the…

The True Cost of Having a Job: Is it really worth working the 9-5?

Just earlier today the Fair Work Commission announced it had increased the Australian minimum wage by 3.3% for the new financial year to $18.29 per hour. This piece of information would normally go unnoticed by me as I’m now a professional adult with a professional office job in professional corporate clothes, moving up in the world. I’m…

Why I’m not repaying my student debt, and you shouldn’t too.

As an avid follower of personal finance, frugal and debt-reduction vloggers, one of the hot topics of the Personal Finance Youtube space is the challenges of paying off student debt and the woes of the living with debt shackles which come with such high debt when you’re fresh out of uni and working on minimum…

May Net Worth & Spending: -$11,804 NW

What a rollercoaster of a month! From travelling through tropical jungles to having a work/life crisis and feeling directionless to having an epiphany to becoming career-driven again and direction-FULL. Good thing I’m a woman because I don’t think any man could manage all those emotional ups and downs and come out alive (and sane).   I reached…