4 Frugal Wins & 1 Frugal Fail

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   Annnndd I’m back! It’s true that what gets measured gets managed, and my personal finances were certainly something that has not been…

5 Frugal Wins and 2 Frugal Fails

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   5 FRUGAL WINS I sold a bag on eBay for $80. This bag had been rarely used and collecting dust for many…

November Net Worth & Spending: +$26,584

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted! It’s only 3 weeks until Christmas and exactly a month until 2019, so I’ve been reminiscing over the past year and what I…

6 Frugal Wins and 4 Frugal Fails

6 FRUGAL WINS I was stuck on how to clean an intricate and delicate ring and managed to get creative with a clean mascara spoolie wand and gentle soap to clean it. No special chemicals or cleaning required. I was about to throw out a dead-looking orchid plant a couple of weeks ago but then…

6 Frugal Wins and 2 Frugal Fails

6 FRUGAL WINS The Melbourne Cup (for my international readers, this is the most famous horse race in Australia) was on last week and I had planned to go out to a bar to watch the races. However, the weather was pouring down all day so instead of going out,¬† I stayed at home in…

Top 5 Minimalist Lessons from Living in a Hotel

  At the beginning of this year when I relocated from Sydney to Melbourne, I was provided with free accommodation for a month in a self-serviced apartment. I had decluttered almost all my belongings and everything I owed consisted on a couple of large suitcases of clothes and some basic furniture which was being shipped…

October Net Worth & Spending: +$25,108

October was quite a month and I reached a number of personal milestones. I worked hard to get my ‘mojo’ back and into the swing of daily routines to get back to feeling my best. I wrote 10 blog posts in one month, the most I’ve written in a long time. I decluttered my room…

6 Frugal Wins and 4 Frugal Fails

6 FRUGAL WINS While I had gastro last week, I have visited the doctors 3 times. Aside from the $30 registration fee for the clinic, I have paid $0 on doctors fees as the clinic bulk bills the costs (thanks Medicare and free health cover). I was gifted a new personalised notepad for setting my…

10 Day Decluttering Challenge: Day 2 – Day 5

Today was one of the most productive days I’ve had in the past week. Mainly because I’ve been bedridden for the past few days with a virus and been itching to have the energy to do something other than sleep or stay in bed and watch ‘How I Met Your Mother’. I went on an…

3 Frugal Wins and 2 Frugal Fails

3 FRUGAL WINS I caught the gastro virus mid-week and the benefit of being awfully sick all weekend was staying in all weekend and saving money by not going out. Because I had gastro and couldn’t leave the house, I ate through many things in the pantry which had previously been neglected, such as plain…

10 Day Decluttering Challenge: Day 1

Today I’m starting a decluttering challenge, because simply put, I’m sick and tired of dusting off dust bunnies from things I don’t use or value anymore. No more knick knacks and no more dust bunnies! I’ve done these challenges before¬†which almost always is triggered by a sense of frustration that things are accumulating and gathering…

6 Frugal Wins and 1 Frugal Fail

6 FRUGAL WINS I received the last quarterly dividends of the year, totalling $262 in dividends. Of course, these were automatically re-invested to buy more shares. Anything to help that eight wonder of the world (compounding interest). I automated my payments further every month after payday. I have now split money I’m saving into 50%…