7 Frugal Wins and 2 Frugal Fails

These last couple of weeks was a big tick for frugal wins for this millennial when it comes to adulting. With recent break-ins to my garage, global pandemics and increasing unease about my financial situation because the economy has been shut down, my focus has been to put some measures in place to help buffer…

Gratitude in the time of the corona-crisis

Life as I know it in Australia changed so dramatically in the past 2 weeks. We have gone from normal, everyday life going to and from work, going out for drinks at a bar with friends and dinner for dates, to being in lockdown in our homes, businesses forcibly shut down, hundreds of thousands of…

10 Frugal Wins and 1 Frugal Fail

This past month was a big win for frugality and for reduced frivolity. It always feels like money just flies out of my hands and down the drain, and then other times I hit some wins. It’s constant battle to be good with money, so reminding myself that what gets measured gets managed is a…

5 Frugal Wins and 2 Frugal Fails

Hi everyone! I’ve been missing in action for over six months and I’m not sure where the time went. While I haven’t been posting for a long time, I’ve been in the background still keeping my spending and net worth spreadsheets up to date. Throughout all the life changes over the past 3 years this…

10 Lessons I’ve Learned after 2 Years into my FI Journey

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   It’s been just over 2 years since I started my journey to financial independence and it’s been one of the best…

5 Frugal Wins and 2 Frugal Fails

5 FRUGAL WINS My friend told me about a new ride share app called Didi. I signed up and received 4x $5 vouchers and also receive 30% off. Instead of using Uber, I took a Didi to the train station ($10) and then a public transport airport shuttle bus ($20) to the airport. A much…

6 Frugal Wins and 2 Frugal Fails

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   6 FRUGAL WINS I purchased return flights to Perth to visit family for a long weekend, paid entirely with points. The return…

5 Frugal Wins and 1 Frugal Fail

5 FRUGAL WINS I received quarterly dividends from my Vanguard shares worth $291 AUD. They are automatically reinvested so now I have an additional 4 shares which will in turn produce income. I received a free coffee from my local cafe as I had a fully stamped loyalty card. Gave a pair of designer shoes…

10 Frugal Beauty Tips to Prevent Ageing

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   It’s only a few months away until I reach 29 years old and just over a year until I’m 30. In the…

4 Frugal Wins and 1 Frugal Fail

4 FRUGAL WINS I did a social media detox following my email detox (subscribing to marketing communications) where I unsubscribed and unfollowed pages and groups which cluttered my feed. My newsfeed has since become much more interesting, filled with groups I actually like to follow and read about rather than tabloid junk. I have a…

5 Frugal Wins and 1 Frugal Fail

5 FRUGAL WINS I did a digital detox and unsubscribed to all marketing emails and deleted apps on my phone which didn’t give me value. I paid $1.50 for iCloud storage and saved 20 GB of photos from my phone, removing a lot of wasted space and speeding up my phone. My leather wallet started…

4 Frugal Wins & 1 Frugal Fail

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   Annnndd I’m back! It’s true that what gets measured gets managed, and my personal finances were certainly something that has not been…