5 Frugal Wins and 2 Frugal Fails

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   5 FRUGAL WINS I sold a bag on eBay for $80. This bag had been rarely used and collecting dust for many…

6 Frugal Wins and 4 Frugal Fails

6 FRUGAL WINS I was stuck on how to clean an intricate and delicate ring and managed to get creative with a clean mascara spoolie wand and gentle soap to clean it. No special chemicals or cleaning required. I was about to throw out a dead-looking orchid plant a couple of weeks ago but then…

6 Frugal Wins and 2 Frugal Fails

6 FRUGAL WINS The Melbourne Cup (for my international readers, this is the most famous horse race in Australia) was on last week and I had planned to go out to a bar to watch the races. However, the weather was pouring down all day so instead of going out,¬† I stayed at home in…

6 Frugal Wins and 4 Frugal Fails

6 FRUGAL WINS While I had gastro last week, I have visited the doctors 3 times. Aside from the $30 registration fee for the clinic, I have paid $0 on doctors fees as the clinic bulk bills the costs (thanks Medicare and free health cover). I was gifted a new personalised notepad for setting my…

3 Frugal Wins and 2 Frugal Fails

3 FRUGAL WINS I caught the gastro virus mid-week and the benefit of being awfully sick all weekend was staying in all weekend and saving money by not going out. Because I had gastro and couldn’t leave the house, I ate through many things in the pantry which had previously been neglected, such as plain…

6 Frugal Wins and 1 Frugal Fail

6 FRUGAL WINS I received the last quarterly dividends of the year, totalling $262 in dividends. Of course, these were automatically re-invested to buy more shares. Anything to help that eight wonder of the world (compounding interest). I automated my payments further every month after payday. I have now split money I’m saving into 50%…

5 Frugal Wins and 1 Frugal Fail

5 FRUGAL WINS My housemate and I had a credit card hiding party. We both took our credit cards out of our wallets and hid them somewhere in the apartment, and vowed that we wouldn’t touch them again, unless in an emergency (i.e. couldn’t afford to pay bills). My bills are still deducted from my…

10 Free Habits for Success & Happiness

This year has been a whirlwind year of ups and downs, new opportunities opening and old chapters closing. The one thing I’ve learned over the year is the positive impact a few free, daily activities which I’ve integrated into a daily routine.¬†These are not just steps I’m writing in an article to post on the…

9 Frugal Wins and 2 Frugal Fails

9 FRUGAL WINS I booked two return domestic flights for a total of $36. The first return trip was 2 economy flights and the second was business class there, and economy on the way back paid entirely in frequent flyer points. The best $36 I’ve ever spent, saving me thousands of dollars, especially for peak…

July Net Worth & Spending: +$17,863

  The past couple of months have flown by with a number of key milestones reached both personally and professionally. I undertook a course to get my motorbike license and passed after failing the first time, and now on the hunt for a second hand, stylish cafe racer. I’ve never had any want for a…

6 Frugal Wins and 2 Frugal Fails

6 FRUGAL WINS I got a promotion and payrise! I’ve packed lunch everyday for the past 2 weeks unless there was a team lunch I rented a car for a motorbike lesson which was less expensive than taking an Uber and was able to run a number of overdue errands while I had it for…

5 Frugal Wins and 4 Frugal Fails

  5 FRUGAL WINS Packed lunch almost every day for the past 2 weeks except where there was a team lunch or farewell and we ate out as a team. I bought contact lenses and received a $35 health insurance rebate I switched my mobile plan to a plan with double the data for the…