May Net Worth & Spending: +$74,754

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted! We’ve now reached three months since the beginning of the heavy COVID restrictions and life in self-isolation has become normal. Things are…

9 Frugal Wins and 1 Frugal Fail

These past couple of weeks, I’ve been learning more about frugality, especially how it can frugality can be a wonderful expression of creativity rather than deprivation. The more I appreciate what I have, the more abundance I see around me and find resourceful ways to get more out of what I already have. 9 FRUGAL…

7 Frugal Wins and 3 Frugal Fails

7 FRUGAL WINS I cancelled my audible membership before the end of the 30 day free trial and still received a free ebook. I don’t use audible that often but have a number of books in my account I’m still listening to. I’ve started to have the attitude of ‘waste not, want not’ before I…

7 Frugal Wins and 2 Frugal Fails

These last couple of weeks was a big tick for frugal wins for this millennial when it comes to adulting. With recent break-ins to my garage, global pandemics and increasing unease about my financial situation because the economy has been shut down, my focus has been to put some measures in place to help buffer…

Gratitude in the time of the corona-crisis

Life as I know it in Australia changed so dramatically in the past 2 weeks. We have gone from normal, everyday life going to and from work, going out for drinks at a bar with friends and dinner for dates, to being in lockdown in our homes, businesses forcibly shut down, hundreds of thousands of…

10 Frugal Wins and 1 Frugal Fail

This past month was a big win for frugality and for reduced frivolity. It always feels like money just flies out of my hands and down the drain, and then other times I hit some wins. It’s constant battle to be good with money, so reminding myself that what gets measured gets managed is a…

5 Frugal Wins and 2 Frugal Fails

Hi everyone! I’ve been missing in action for over six months and I’m not sure where the time went. While I haven’t been posting for a long time, I’ve been in the background still keeping my spending and net worth spreadsheets up to date. Throughout all the life changes over the past 3 years this…

10 Lessons I’ve Learned after 2 Years into my FI Journey

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   It’s been just over 2 years since I started my journey to financial independence and it’s been one of the best…

5 Frugal Wins and 2 Frugal Fails

5 FRUGAL WINS My friend told me about a new ride share app called Didi. I signed up and received 4x $5 vouchers and also receive 30% off. Instead of using Uber, I took a Didi to the train station ($10) and then a public transport airport shuttle bus ($20) to the airport. A much…

6 Frugal Wins and 2 Frugal Fails

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   6 FRUGAL WINS I purchased return flights to Perth to visit family for a long weekend, paid entirely with points. The return…

5 Frugal Wins and 1 Frugal Fail

5 FRUGAL WINS I received quarterly dividends from my Vanguard shares worth $291 AUD. They are automatically reinvested so now I have an additional 4 shares which will in turn produce income. I received a free coffee from my local cafe as I had a fully stamped loyalty card. Gave a pair of designer shoes…

10 Frugal Beauty Tips to Prevent Ageing

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   It’s only a few months away until I reach 29 years old and just over a year until I’m 30. In the…