For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!
May was my month of recovery and self-care – there were major changes and realisations in my career and in life. I stopped focusing on how to save and cut costs and instead just spend as I wished without thinking, focused on myself, got back into consistent routines, defined my personal values, stood by those values and learned some big life lessons along the way. It’s true that we accept the treatment we think we deserve (both good and bad) and I’ve learned to put my foot down on how I want to be treated.
This month, I’ve become more of myself and it’s a great feeling.
How much did I spend in May?
I spent a lot on eating out – half of the $871 this month was on dining out at restaurants with friends for brunch and dinner. I went shopping to buy a few bits and pieces but it was kept to things I needed.
Groceries exceeded by $350 a month budget because.. well.. I like food and indulged a lot and Ubers reached an excessive $300 somehow.
I’ll make no excuse for it – when I don’t watch costs, they easily blow out.
What is my net worth?
My net worth increased by a measly $1,500 this month as my emergency fund grew and my shares increased by a tiny amount.
I didn’t proactively focus on growing my net worth this month or focus on cutting costs, so this value is a true reflection of what happens when I put in zero effort and focus on money.
How did your monthly spending go in May?
xx Miss Piggy