October Net Worth & Spending: +$25,108

October was quite a month and I reached a number of personal milestones.

I worked hard to get my ‘mojo’ back and into the swing of daily routines to get back to feeling my best. I wrote 10 blog posts in one month, the most I’ve written in a long time. I decluttered my room and got rid of unused possessions which no longer added value to my life. I went on a number of dates with fun guys and loved meeting and spending time with new people. I jumped back on the motorbike! While I’m still taking my motorbike practice slow, I’m becoming more and more willing to face my fears.

October was the start of finding inner peace and happiness within myself, facing my fears and becoming more self-confident and self-aware.

 

How much did I spend in October?

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In my spreadsheet, I’ve re-named this from ‘Monthly Spending’ to ‘How much are you paying other people?’. This is to keep myself in check that what I am not saving, I am paying to other people and unless it is giving me value, the money is wasted.

Groceries was significantly higher this month as were utilities and insurance as some quarterly bills came through. My spending on Food & Drinks was lower than previous months however still a lot higher than I’m comfortable with.

I bought myself a small, lamb-skin leather Michael Kors cross-over/chain shoulder bag which was on my ‘want’ list for a long time. It’s a small bag that is nice enough to take out to dinner however can be dressed down with jeans and a tee. As it’s leather, it will last a long time and something I’ll keep for a number of years. I now have 3 bags which have completed my ‘core’ bag collection: a Longchamp Le Pliage nylon tote for work, my Lady Dior bag (a medium sized bag) and my new Michael Kors small purse which doubles as a clutch and a cross-over bag.

Gifting was higher than previous months as a number of birthdays occurred and a colleagues’ farewell.

 

What is my net worth?

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My net worth decreased compared to September. When the sharemarket dropped, I transferred cash from my emergency fund to put towards shares. This is the main reason why my shares have increased and emergency fund has decreased. Unfortunately, with the share market crash, this decreased the value of my share portfolio and superannuation which are both invested in index funds. I’m not too upset about the drop in value as I’m invested for the long term and the market will no doubt recover in time.

 

What were your financial wins and fails in October? Comment below!

xx Miss Piggy

 

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