5 Frugal Wins and 1 Frugal Fail

5 FRUGAL WINS My housemate and I had a credit card hiding party. We both took our credit cards out of our wallets and hid them somewhere in the apartment, and vowed that we wouldn’t touch them again, unless in an emergency (i.e. couldn’t afford to pay bills). My bills are still deducted from my…

10 Free Habits for Success & Happiness

This year has been a whirlwind year of ups and downs, new opportunities opening and old chapters closing. The one thing I’ve learned over the year is the positive impact a few free, daily activities which I’ve integrated into a daily routine.¬†These are not just steps I’m writing in an article to post on the…

9 Frugal Wins and 2 Frugal Fails

9 FRUGAL WINS I booked two return domestic flights for a total of $36. The first return trip was 2 economy flights and the second was business class there, and economy on the way back paid entirely in frequent flyer points. The best $36 I’ve ever spent, saving me thousands of dollars, especially for peak…

September Net Worth & Spending: +$25,645

After making some big purchases in July and August, I’ve started to wind down my spending. I made some big purchases which had been things I’d either desired for a long time (Dior handbag and YSL shoes), desperately needed (new washing machine) or were personal challenges (motorbike license and second-hand motorbike). My mental space has…

August Net Worth & Spending: +$18,089

August was a big month in spending and personal challenges. After successfully getting my motorbike learners permit at the beginning of August, I found a second hand motorbike in the exact, vintage-style model I was after. Not only was it great to find the perfect bike, but negotiated the price down from $4,000 to $3,500…

July Net Worth & Spending: +$17,863

  The past couple of months have flown by with a number of key milestones reached both personally and professionally. I undertook a course to get my motorbike license and passed after failing the first time, and now on the hunt for a second hand, stylish cafe racer. I’ve never had any want for a…

6 Frugal Wins and 2 Frugal Fails

6 FRUGAL WINS I got a promotion and payrise! I’ve packed lunch everyday for the past 2 weeks unless there was a team lunch I rented a car for a motorbike lesson which was less expensive than taking an Uber and was able to run a number of overdue errands while I had it for…

5 Frugal Wins and 4 Frugal Fails

  5 FRUGAL WINS Packed lunch almost every day for the past 2 weeks except where there was a team lunch or farewell and we ate out as a team. I bought contact lenses and received a $35 health insurance rebate I switched my mobile plan to a plan with double the data for the…

May Net Worth & Spending: +$19,157

These past few months have gone by so quickly and we’re already nearly halfway through the year. It’s been a great year for adventure and there’s nothing quite like the excitement of starting all over again from scratch. This May was filled with travel: flying back home for a surprise visit and having friends visit…

April Net Worth & Spending: +$18,943

It’s been a while since I posted and my net worth update is long overdue. Today marks exactly 4 months in Melbourne which seems like has flown by in a blink of an eye yet at the same time it feels like I’ve been here for much longer. Many times it has been a test…

5 Frugal Wins and 2 Frugal Fails

This past week has felt like it’s gone from mild Autumn weather to a sudden death-by-pneumonia Winter freeze. The heavy coats, gloves and stockings have come out and the days are much shorter that I leave home for work in semi-darkness and return in semi-darkness.¬†With the cold comes very little desire to leave the warmth…

6 Frugal Wins and 2 Frugal Fails

This past couple of weeks have been packed with frugal wins and frugal fails. On the upside, I received multiple free flights using frequent flyer points saving hundreds of dollars, but on the downside, my spending on take-away lunches increased ten-fold as I become lazy with meal-prep. There has been a lot of shopping going…