10 Lessons I’ve Learned after 2 Years into my FI Journey

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   It’s been just over 2 years since I started my journey to financial independence and it’s been one of the best…

5 Frugal Wins and 2 Frugal Fails

5 FRUGAL WINS My friend told me about a new ride share app called Didi. I signed up and received 4x $5 vouchers and also receive 30% off. Instead of using Uber, I took a Didi to the train station ($10) and then a public transport airport shuttle bus ($20) to the airport. A much…

April Net Worth & Spending: +$36,890

For new and existing readers, this is my journey as an anonymous millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   April was quite a month! I keep thinking there will be a month where I struggle to find something interesting to…

6 Frugal Wins and 2 Frugal Fails

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   6 FRUGAL WINS I purchased return flights to Perth to visit family for a long weekend, paid entirely with points. The return…

5 Frugal Wins and 1 Frugal Fail

5 FRUGAL WINS I received quarterly dividends from my Vanguard shares worth $291 AUD. They are automatically reinvested so now I have an additional 4 shares which will in turn produce income. I received a free coffee from my local cafe as I had a fully stamped loyalty card. Gave a pair of designer shoes…

10 Frugal Beauty Tips to Prevent Ageing

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   It’s only a few months away until I reach 29 years old and just over a year until I’m 30. In the…

4 Frugal Wins and 1 Frugal Fail

4 FRUGAL WINS I did a social media detox following my email detox (subscribing to marketing communications) where I unsubscribed and unfollowed pages and groups which cluttered my feed. My newsfeed has since become much more interesting, filled with groups I actually like to follow and read about rather than tabloid junk. I have a…

March Net Worth & Spending: +$33,305

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   Hi there – it’s been a while. Last time I posted my net worth was in early December. Safe to say that…

5 Frugal Wins and 1 Frugal Fail

5 FRUGAL WINS I did a digital detox and unsubscribed to all marketing emails and deleted apps on my phone which didn’t give me value. I paid $1.50 for iCloud storage and saved 20 GB of photos from my phone, removing a lot of wasted space and speeding up my phone. My leather wallet started…

4 Frugal Wins & 1 Frugal Fail

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   Annnndd I’m back! It’s true that what gets measured gets managed, and my personal finances were certainly something that has not been…

5 Frugal Wins and 2 Frugal Fails

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted!   5 FRUGAL WINS I sold a bag on eBay for $80. This bag had been rarely used and collecting dust for many…

November Net Worth & Spending: +$26,584

For new and existing readers, this is my journey as a millennial from -$20,000 net worth in November 2016 to financial independence and early retirement. Subscribe to my blog to stay posted! It’s only 3 weeks until Christmas and exactly a month until 2019, so I’ve been reminiscing over the past year and what I…